Wednesday, December 19, 2007

Quindel Ames Victim of Hit and Run


Published on Wednesday, December 19, 2007

Christmas celebrations turned to tragedy last Saturday night as a 55-year-old woman was knocked down and killed in West Bay by a hit and run driver.

Quindel Coleen Ames of Prospect Drive, George Town, was an accounts manager with the Health Services Authority (HSA). She had been attending an office party at Boatswain’s Beach and was hit by a car while using the pedestrian crossing outside the tourist attraction on North West Point Road.

According to the Royal Cayman Islands Police Service (RCIPS), at approximately 11:30 pm on Saturday, 15 December, the 911 Emergency Communications Centre received a call from a member of the public reporting that a woman had been knocked down by a car on the pedestrian crossing outside Boatswain’s Beach, North West Point Road, and the driver had not stopped.

Police and an ambulance responded to the call, and Ms Ames was rushed to hospital but was pronounced dead on arrival.

Police officers investigating the death believe the car involved to be dark in colour and are actively seeking information on its whereabouts and that of the driver.

It is also believed that the vehicle would have sustained front-end damage; police are asking local residents to keep a lookout for the damaged car and report anything they see to the police.

The vehicle is understood to have been driven past Boatswain’s Beach before the accident and had turned round to head back along the road before the collision occurred.

“We need to hear from anyone who has information in relation to this car,” said Investigating Officer, Inspector Adrian Barnett, adding, “If your friend, relative or neighbour returned home last night with front-end damage, please contact the police immediately. If you see a car abandoned with front-end damage - call the police immediately. We need to locate the driver as quickly as possible.”

A major incident room has been established at the Traffic Management Unit and anyone with any information can call investigating officers on 946-6372 or 946-6254 or the Senior Investigating Officer, Chief Inspector Courtney Myles direct on 926-0649.

A number of people were in the area at the time of the collision and the police are asking anyone who was there on Saturday night and who has not yet spoken to them to get in touch as soon as possible.
All information received will be treated in confidence and the RCIPS are appealing for any member of the public wishing to pass on information, no matter how trivial they feel it may be, to contact them and help find the driver of the vehicle.

Even before this incident, North West Point Road had been identified by the RCIPS as a road safety problem area. Officers had been operating speed and vehicle checks on the road along with regular deployments of the speed indicator sign.

UPDATE:

A 22-year-old man arrested on suspicion of causing death by dangerous driving, and leaving the scene of an accident, following a fatal hit a run on Saturday, 15 December 2007, has been released on police bail pending further investigations.

The man from West Bay was arrested on Tuesday, 18 December following the death of 55-year-old Quindel Coleen Ames, of George Town.

Friday, December 7, 2007

The Annual Magnum Jewelry Party

Jewelry designer Harry Chandi with models: Ambuyah Ebanks, Belinda Hart,
Stephanie Espeut and Josephine Shibli.

Magnum is a well known name in Grand Cayman. An accomplished jeweler, Chandi designs many of the original pieces on display in the store, some of which are entirely unique. Situated in the down town harbor front area Magnum may be a magnet for cruise visitors, but Chandi also has a loyal following of local customers who come back time and again to see his latest creations.

Chandi's glitzy party offered Cayman's "A Listers" the opportunity to see some of his most creative designs just in time for Xmas. Customers gathered around glittering glass cases, while the experts at Magnum explained that diamonds remain as popular as ever among customers. The rare colored stones from Australia such as canary diamonds which radiate an incredible yellow sunny hue, as well as the delicate pink and blue diamonds, are especially attractive as they make for unusual and beautiful pieces. The combination of a timeless diamond with a delicate color is a very attractive option for those seeking something a little more unique for their jewelry collection.

*Tip* You can wheel and deal with the specialists at Magnum, don't buy at face value.



Cayman Links


Cayman Islands Government

www.gov.ky

www.legislativeassembly.ky (Parliament)

www.immigration.gov.ky (Department of Immigration)

www.caymanislandscustoms.com (Customs Department)

www.occ.gov.ky (Office of the Complaints Commissioner)

www.npo.gov.ky (National Pensions Office)

www.hic.ky (Health Insurance Commission)

www.constitution.gov.ky (Constitution Modernization Initiative)

www.foi.gov.ky (Freedom of Information)

www.humanrights.ky (Cayman Islands Human Rights Committee)

Tourism

www.caymanislands.ky (Department of Tourism)

www.itsyourstoexplore.com (Sister Islands Tourism)

www.naturecayman.com (Nature Tourism)

www.atlantiscaymanbrac.com (Cayman Brac's Lost City of Atlantis)

Schools and Education

www.brighterfutures.gov.ky (Ministry of Education)

www.ucci.edu.ky (University College of the Cayman Islands)

www.johngrayrecyclers.org (JGHS environmental programme)

http://buildingcaymansfuture.blogspot.com (Education Ministry Blog)

http://buildingexcellencetogether.blogspot.com (Department Education Services Blog)

Conservation

www.nationaltrust.org.ky (National Trust for the Cayman Islands)

www.reefresearch.org (Central Caribbean Marine Institute)

www.johngrayrecyclers.org (JGHS environmental programme)

www.seaturtle.org/mtrg/projects/little_cayman (Little Cayman Turtle Project)

Publications

www.caymannewresident.com (New Resident Magazine)

www.grandcaymanmagazine.com (GCM Editorials online)

Cayman Islands Weather

www.weatherincayman.com

C&W Yellow Pages

www.caymanislandsyp.com

Politics

www.pfr.ky (People For Referendum)

http://marlroad.com (Public Forum)

Cayman Media

Radio

www.radiocayman.gov.ky

www.dmsbroadcasting.ky

www.z99.ky

www.rooster101.ky

www.vibefm.ky

Television

www.cayman27.com.ky

Newspapers

www.caymanobserver.com (weekly)

www.caymannetnews.com (daily)

www.caycompass.com (daily)

www.cayjournal.com (monthly)

Commentary: Everybody's Business: Loopholes

Published on Friday, December 7, 2007

By: Gordon Barlow

In several past columns I have wondered how realistic it is to claim that Cayman operates according to the rule of law. There are just too many situations where unwritten rules and traditions carry more weight than laws solemnly passed by our legislators.

Where the Immigration Law applies, decisions are often made – and have always been often made – by Immigration Officers or Boards of political cronies in pursuit of either their personal agendas or their political agendas.

The political agendas (“stick it to the Jamaicans”, for instance) are clear, despite pro-forma denials; but personal agendas (“toss this man off the Island because he dumped my friend’s daughter”, for instance) are usually secret. I can’t see the Freedom of Information Law being of any help there...

Other decisions are sometimes made – and have always been sometimes made – by some public servants in pursuit of either their personal agendas or what they personally perceive as Cayman’s national interests.

The perceived national-interest agendas and the personal agendas tend to coincide more often than pure coincidence warrants. “It is in Cayman’s best interests that my generous and powerful friend gets to do what he wants to do.” Oh, really?

The draft Freedom of Information Law is as full of loopholes as the Immigration law is. Each of them might as well begin with the words, “All Sections of this Law may be enforced or not enforced at the complete discretion of whoever is in charge at the moment.”

In many ways, Caymanians’ selective attitude towards law-enforcement reflects the Islands’ history.
In the 17th, 18th and 19th Centuries “the lawless Caymanas” had few formal laws at all. For most of that time, the rules of life were made by pirates and slave-owners. We have plenty of laws now, but old habits die hard.

In Cayman, not everybody in our society is held accountable to the laws or the courts, because of all the discretionary exemptions. If you know a person with influence, he can use his discretionary authority to let you do what you want. So much for the rule of law.

In Cayman, it can take seventeen court appearances and four years of absent prosecution witnesses before a criminal accusation is finally thrown out by the seventeenth judge. In that particular case, which ended just last week, the victim received no compensation for her ordeal. The government lawyers and the Police witnesses were not held accountable.

Grand Cayman loses Hyatt hotel in name only

The Hyatt name will disappear from the Hyatt Regency (Grand Cayman) on Monday, 31 December 2007.

A press release from Global Hyatt Corporation, one of the world’s premier hotel companies, on Tuesday, 4 December said, “Following a successful presence on Grand Cayman for two decades, Hyatt has announced that its 20 year contractual agreement expires on December 31, 2007 after which date it will no longer manage Hyatt Regency Grand Cayman.”

According to the release, the owner of the hotel, Embassy Investments Limited, will continue independently to operate the 53-suites section of the resort on the world famous Seven Mile Beach (a stone’s throw away) under the name of Grand Cayman Beach Suites.

Since Hurricane Ivan severely damaged the 253-guestroom section of the property in September 2004, it has remained closed while the owners and insurers battle over storm damage claims. The suites section has been back in operation for over two years.

“Nothing will change except for the Hyatt name. The quality of the product and services will remain at its highest level,” said Diego Concha, General Manager of Hyatt Regency (Grand Cayman).
When asked if Hyatt Hotels and Resorts will be looking to operate other properties in Cayman, Mr Concha said: “Hyatt remains committed to Grand Cayman and open to new opportunities. We will be very attentive to future developments.”

Hyatt will continue to work closely with the Grand Cayman Beach Suites, the release said.

Monday, December 3, 2007

The "Educated Caymanian"


Perhaps Minister McLaughlin can take these mandates to the schools and make it a school requirement. While he's at it he can also get the guy who put in his hair plugs to give an impromptu lecture on how to ineptly transplant hair so that it becomes extremely distracting.

Lobster Season Begins!

Lobster season officially began on Saturday December 1, 2007 and will last until February 29th 2008. No more frozen lobsters from the USA disguising themselves as all you can eat lobsters at Deckers. No more overpriced, but bland lobsters at the lobster pot.

Make sure you call ahead to your restaurant of choice and ask if the lobster is a Cayman catch, and then make a reservation securing your lobster.

Fresh lobster reigns in Cayman until the begining of next year. Come and get it!

Friday, November 16, 2007

Got questions about Cayman's Offshore Funds & Financial Services?

We've got the answers.
Email us at: cayman_info.g70 at gishpuppy dot com
Brought to you in conjuction with
legal services.
Walker House, 87 Mary Street, George Town, Grand Cayman KY1-9001, Cayman Islands

Owning a Timeshare in Grand Cayman

A relatively new concept to become popular in the Cayman Islands, timeshare ownership is now available at several existing resorts in the Cayman Islands. The timeshare concept of ownership has long been popular in the United States and the enthusiasm for this flexible, variable type of condominium ownership is becoming increasingly popular in a modern real estate market where buyers have a thirst for easy maintenance property ownership and the flexibility to exchange (for example) their timeshare at a ski resort property for a island condominium in the Cayman Islands, and vice versa. Timeshare offers many people the chance for an ownership interest in a beautiful five star resort that may have been cost-prohibitive to buy outright, particularly if the owner only intends to use the condominium a few weeks per year.


Major hotel chains worldwide, including Marriott and Wyndham worldwide are embracing the timeshare concept and putting their flag on many timeshare resorts, making the timeshare concept more attractive than ever to purchasers who are brand conscious. Even the Ritz-Carlton offers a type of ownership that is based on the timeshare concept, where owners have a right to use their condominium for only a certain fixed period of weeks and the rest of the time the condominium is managed by the hotel and generates income for the owner.


However easy it may be to use your timeshare once acquired, in reality the legalities and terminology of the timeshare industry can be confusing and I hope that this article will help readers wade through the flood of information that is available about timeshares and get to the essence of what timeshare is, as understanding timeshare will open a world of benefits to purchasers that traditional property purchases cannot offer.


I. Types of Timeshare


Timeshare, which is also commonly known and referred to as vacation ownership or interval ownership, essentially means ownership of the rights to use a particular property a certain amount of time per year together with other owners. Traditionally sold in units of one week, fifty-one owners will "buy" a condominium and share the time to use it depending on which weeks they purchase. One week of each year is usually held back by the developer for maintenance and is not sold. The weeks that are sold can be fixed or floating weeks (discussed below).


There are essentially four types of timeshare programs: deeded ownership, right-to-use/leasehold, points clubs and club/trust structures. Deeded ownership involves receiving an actual title deed for your timeshare interest and is primarily available in the United States. As deeded ownership is not available in the Cayman Islands, this article will cover the three types of timeshare programs that are possible in the Cayman Islands, as well as an overview of a few important timeshare concepts.


a. Right-to-Use/Leasehold/Fractionals


The most common form of timeshare program in the Cayman Islands is a right-to-use a week, or a block of weeks (called a fraction), of a resort club or membership company, backed by a long term lease of the resort property from the developer to the club or membership company of anywhere from 50 – 999 years. The lease is registered on the title of the resort and should contain protections for the club/membership company from the sale, transfer, assignment or foreclosure of the resort property by the developer for the duration of the lease.


The interest of the purchaser in a right-to-use program is essentially a contractual interest, a right to use the property, rather than an actual property interest but this holds several advantages for the purchaser. First, and most importantly, the purchaser does not have to pay stamp duty on their purchase as is the case with purchasing property and taking title, which would currently attract a stamp duty of 7.5% in the Seven Mile Beach area. Second, the purchaser receives significant savings in purchasing only the weeks that they want to use the property considering that in exchange for a fairly reasonable investment and no stamp duty costs, the purchaser receives the yearly use of a beautiful five star condominium, usually on the beach which if purchased outright would cost millions of dollars in the most prime locations. Third, with most resorts belonging to an exchange program (see below) the purchaser has the advantage of exchanging their weeks in other exotic locations.


Right-to-use timeshares are usually structured very carefully in order to ensure that the purchasers are given binding contracts that guarantee the right to use the timeshare. Right-to-use timeshares are comprised of several detailed binding contracts which will endure for a long period of time. Purchaser’s counsel will be able to ensure that all the protections available to the developer have been undertaken and put into place. Whereas when purchasing property freehold a purchaser actually takes title, with timeshare in the Cayman Islands there is no registry of timeshare interests or means of registering title to timeshares so the contractual documents underlying a timeshare purchase are of utmost importance.


b. Points


Some timeshare resorts sell points instead of weeks where purchasers receive a certain number of points that represent a particular size of unit and week at a certain resort. Timeshares at older resorts get you less points than newer resorts. A week in high season will cost more and give you more points than a week in low season. Those points can then be used through the internal exchange of the company in which you purchased or through the company’s international exchange program, if it has one. The main advantage of a points system is flexibility, you can use your points for shorter vacations of two or three days rather than being confined to a week. Some systems also allow you to purchase airfare and cruises with your points. The main disadvantage is that your points are easily de-valued and susceptible to inflation in subsequent years and once new resorts within a company are built that require more points for usage. There is no guarantee in a points system that you will be able to use a particular week in particular unit every year as it works on a first-come, first-served basis.


c. Club/Trust/Company Membership


A few timeshare programs in Cayman are based on the most common form of timeshare ownership in the United Kingdom where members belong to a Club and their timeshare unit and the resort are held by Trustees or a Company who then grant right-to-use licences to members. This type of ownership is legally complicated and difficult to explain to United States timeshare purchasers who are not used to the concept. However, it is becoming popular world-wide as it does have several built-in mechanisms for protecting members. Trustees could be a bank, a trust company or a group of individuals who hold the timeshare resort ‘in trust’ on behalf of the owners. Trustees provide security for owners in the event that a developer fails financially. Some trustees may have added responsibilities such as ensuring the continuity of the Club.


II. Protecting Timeshare Owners


As discussed in Part I, although the timeshare purchaser in Cayman does not receive a registered property interest, a good timeshare developer has other means of offering protections for timeshare owners in the event that the developer goes bankrupt, the resort is sold, or the developer’s financier forecloses on the resort. For example, great protection for timeshare owners can be structured in a long term registered lease between the developer/owner of the resort and the resort manager whereby any subsequent purchaser of the underlying freehold timeshare property would have to purchase the resort subject to the long-term lease of the membership/management company. The lease should contain provisions that stipulate that the rights of members should not be disturbed if the developer/owner sells the resort or transfers the lease of the resort property, or where the lease is terminated. Clauses should also be included which stipulate that timeshare members receive their proportionate share of insurance proceeds and (in certain cases) their share of proceeds of the sale of the resort property should the resort be destroyed in a hurricane and a decision taken not to rebuild.


Where the developer/owner receives financing for the development of the resort and is required to give its financier a charge over the resort property, it is of utmost importance that the charge contains a "non-disturbance clause" whereby the financier expressly agrees to not disturb the rights of the timeshare owners in the event of foreclosure of the resort property.


These protections are crucial in ensuring that timeshare owners are protected from situations where developers sell the timeshare resort without the consent or knowledge of the timeshare owners, and without adequate compensation, as happened in Cayman with one resort following Hurricane Ivan.


III. Private Residence Clubs


The crème de la crème of timeshare, private residence clubs (PRCs) are becoming popular in Grand Cayman, with projects like the Waterford Private Residence Club and the Residences at Beach Bay leading the way. These exclusive clubs offer country-club type benefits including luxurious accommodation and facilities, as well as exclusive services designed to make your stay as effortless as possible for you, including the use of luxury vehicles during your stay, boat & captain service, stocking your fridge with your choice of groceries, and the list goes on. These clubs and the special privileges that come with ownership are extremely attractive to certain purchasers who are looking for the exclusivity of high end properties without the management and strata plan headaches that sometimes come with owning their own condominium.


Private Residence Clubs are usually sold as fractions, which is a type of right-to use a block of time per year, for example, six weeks, which can be taken all at one time, or spread out throughout the year. Membership is usually governed by Rules and Regulations, Reservation Policies & Procedures and a membership agreement. The terms of the documents are often similar to the by-laws of a strata corporation but also have elements of hotel rules incorporated to address reservation procedures for reserving your weeks, for allowing guests to use your weeks and for re-scheduling.


Club dues, similar to strata plan fees, are paid, as with most timeshares, and the dues cover your proportionate share of the overall expenses of maintaining the timeshare resort. Most timeshares also have provisions for special assessments that might become necessary, after a hurricane (to cover a policy deductible), or to cover a major expenditure such as roof replacement. As there are so many owners, the club dues and special assessment charges are usually less than what you would pay for a comparable quality strata plan condominium.


IV. Fixed and Floating Weeks


A fixed week is a week purchased at your timeshare resort that is for a specific unit and a specific week every year. A floating week is sold within a specific time period or season for a particular size or type of unit but is not for the same particular unit every year. While the floating weeks give you flexibility they are usually offered on a first come first served basis although some resorts do offer floating week members a rotation system to ensure that they all have the opportunity to reserve a high season week on a regular basis.


V. Exchange Programs


Most timeshare resorts belong to one of two international exchange programs, either RCI (Resort Condominiums International) or Interval International. Exchange programs are part of what makes timeshare so attractive. These are the programs that enable owners to exchange their week for a week in another resort in another state, province or country. In order for timeshare resorts to be accepted as members into one of these premier exchange programs the resort must meet certain criteria for acceptance. Membership in either RCI or Interval International is one of the criteria purchasers should look for in deciding whether to purchase a timeshare at a particular resort.


VI. Timeshare and Tourism


Timeshares are not only great investments for purchasers, they are great for tourism, they bring high volume of tourists from all over the world on a consistent basis year after year. Timeshare resorts enjoy some of the highest and most consistent occupancy rates in the Cayman Islands. As few resorts here are truly all-inclusive in the sense that timeshare owners never leave the resort, most of those tourists spend money in the local economy by seeing local attractions, trying new restaurants and purchasing goods. Many families pass their weeks onto their children and the children keep up the tradition. Even owners who regularly trade in their weeks every year still help tourism, as new tourists who own timeshares elsewhere will come to the Cayman Islands and hopefully, fall in love with it and buy their own week. Understanding timeshare will bring benefits not only to purchasers personal investments, but also to the Cayman Islands as a tourism destination.


Magda Embury is the Head of the Property & Finance Department at law firm Solomon Harris and has developed a specialty in timeshare law, and advises local as well as international timeshare resort developers.

Buying Property in the Cayman Islands

The Cayman Islands has always had an active real estate market.  This article provides a brief overview of the legal and practical aspects of buying and selling real estate in the Cayman Islands. However, it is not intended to deal exhaustively with all aspects of the subject and proper legal advice should always be obtained before entering in to any real estate transaction.

The Land Registry System


As an overseas territory of the United Kingdom, the Cayman Islands enjoys a political stability which may not be present in other locations in the Caribbean.  To protect ownership interests in land, there is a Land Registry System maintained by the Government of the Cayman Islands and governed by the provisions of the Registered Land Law (1995 Revision) (the "Law"). 


The Law creates a Land Register which contains a record for each parcel of land in the Cayman Islands, indicating ownership interests, mortgages and charges against the land, easements and restrictions, and other legal and equitable interests in land.  Thus, a search of the Land Registry pertaining to a particular parcel will reveal the necessary information to allow a buyer or mortgagee to enter into a transaction with respect to that parcel.  When a purchaser enters into a contract to buy property the risk of an intervening interest being registered can be eliminated by filing what is commonly known as a "Search and Stay".  This essentially "freezes" the title and prevents any other interests from being registered against the parcel during the priority period until it is transferred to the purchaser.  In this way, the purchaser can be certain he or she will obtain the property encumbered only by interests they were aware of at the time of entering into the transaction.


Once a person is registered as the proprietor of a parcel of land, that ownership is absolute and protected by the Law.  In the event an error is made by the Registrar in registration of a transfer or any other interest, any person who suffers a loss as a result of such an error is entitled to be indemnified by the Government of the Cayman Islands.  The result is a Land Registry System that provides owners, lenders and others with full and complete protection of their proper interests and rights in land.


Another feature of the Land Registry System is the ability to obtain a registered and secure leasehold interest in land.  Any parcel of land or portion thereof can be dealt with by way of a lease, and leases can be registered on the system as other interests are, protecting both landlord and tenant.


Strata Titles Registration Law (1996 Revision) ("STRL")


Many properties in the Cayman Islands are multiple unit complexes divided into individually owned condominium or "strata" units.  The STRL is the statute that governs the registration of "strata plans" and creates strata, or condominium, corporations similar to those in existence in many other jurisdictions.  A strata plan consists of two elements being the individual units with separate titles, and the grounds, common areas, amenities (pools, tennis courts, etc.), collectively known as the "common property".  The strata corporation holds the title to and manages the common property.  Maintenance fees are collected from the individual unit owners and applied to maintaining all of the common property.  The individual unit owners hold title to their units in the same way as the owner of any other parcel of land, and the Land Register maintains the same type of records for these strata units.


Stamp Duty


Although there are no income or property taxes levied in the Cayman Islands, the government needs to take in revenue to pay for its programs and services.  One of the ways that revenue is generated is by the imposition of stamp duty on the transfer of land.  For property on Grand Cayman, which is where almost all the population of the Cayman Islands lives, there are generally two different rates of stamp duty.  In the popular Seven Mile Beach area, the stamp duty payable on transferring land is 9% whilst on the rest of the island, the stamp duty is 7.5% of the fair value of the property, subject in each case to the concession noted below.


Whilst the Cayman Islands enjoyed a brisk and expanding real estate market for many years, in recent times that market has been adversely affected by world economic conditions, by concerns over air travel and, most recently, by the effects of Hurricane Ivan in 2004.  In an effort to stimulate activity the Cayman Islands government in 2001 announced a reduction in the stamp duty payable on real estate transfers to 5% throughout Grand Cayman.  Given some of the very high property values in Grand Cayman, this can amount to a significant saving on some properties, and can make even the lower value transactions more attractive to purchasers.  Although the reduction was originally to be a one year programme, expiring in November of 2002, the government extended the concession on several occasions and as of this date there is no expiry date on the concession and most consider that the 5% rate is the status quo at this time, although there is no guarantee the government will not look to increasing this duty as a revenue generating measure in the future.


Real Estate Marketing


There are a number of real estate agents operating in the Cayman Islands.  Most of them are members of an association called the Cayman Islands Real Estate Board Association ("CIREBA").  While there is no legislation governing the activities of real estate agents, CIREBA has rules and regulations governing its members' activities.  The rules contain a complaints and discipline process which is available to members of the public aggrieved by the actions of a realtor.  Many of the agents are affiliated with the familiar international real estate firms.


Legal Services


Legal advice should always be obtained prior to entering into any property transaction.  A lawyer will ensure that all necessary searches are conducted, all documents are prepared and executed properly according to the Law, and that at the time of completion the interests of the client will be fully protected.  In the case of purchases of condominiums it is vital that a purchaser is fully aware of all liabilities they will be assuming in relation to the strata corporation, including commitments to major capital expenditure or repairs. Without proper attention to such details, a buyer or seller could be faced with unexpected and potentially disastrous results.  An intervening and unexpected interest may appear on a buyer's title, seriously affecting the value of the real estate, or worse, a buyer may hand over the purchase price and receive a transfer that is improperly drafted or executed.  Similarly, purchasers of condominiums may be exposed to liabilities to the strata corporation of which they were unaware.


Completion generally occurs on an agreed possession date, and involves exchanging the Transfer of Land, and discharge of the seller's mortgage, if any, for the balance of the purchase price.  For the purchaser, retaining a lawyer will help ensure that they will obtain a Transfer that will properly convey ownership of the property.  For the seller, the lawyer can assist in verifiying that the purchaser has satisfied any contractual conditions and that any necessary mortgage discharge has been obtained and held in escrow for the bank pending completion. The lawyer will also prepare all the necessary transfer documents and ensure that the funds are properly paid to the vendor on completion.  


Charles Adams Ritchie & Duckworth has an experienced conveyancing department and aims to provide a responsive service at competitive fee rates.

Thursday, November 15, 2007

Jamaican Life in Little Cayman

Review: By "Beach Lvr"

I read somewhere that there were more Jamaicans working in Cayman Islands resorts than any other nationality. I began to believe this when our Little Caymans resort van driver pulled up and screeched to a halt (sending sandy dust clouds into the air). The minute he arrived, we could hear the rhythmic reggae music he was playing on the van’s stereo. I mused to myself “Oh yeah, he’s from Jamaica.”

I went on something of a quest to find out more about why Jamaicans choose to work in the Caymans, and what their lives are like being away from the home they know in Jamaica. Where might a Jamaican resort employee live on this expensive, very minimally populated island? How do they manage to feed themselves, and family members, on this extravagant little island on a resort employees pay? Has the Jamaican culture begun to blend with that of Caymanian culture?

I sat one night at the resort dinner buffet, pondering who I wanted to talk to about Jamaican culture. Suddenly, I was snapped out of my daze by our Jamaican waiter (“Louie“ - a.k.a. Errol) asking politely “Is there anything else I can get you?” After a short discussion, my travel buddy and I decided to ask Louie to meet us in the resort game room after he was off from work at 9pm. We explained to him that I was writing an article on Jamaicans working in the Caymans, and wanted to interview him. Shortly after 9pm, Louie strolled in with a Jamaican-born friend of his named Denvil (apparently his name is pronounced “Danville“). They both had pleasant smiles on their faces, but both seemed slightly guarded.

I noted that there seemed to be an age difference between Denvil and Louie. Denvil looked a few years younger, probably only because Louie was sporting a tiny patch of salt and pepper beard on his chin. Louie seemed very self conscious about his well-earned tiny bit of gray. Louie was of average height, and was dressed more like an islander, whereas Denvil reminded me more of a prep from the east coast. Denvil was very tall, youthful, and energetic. As it turned out, Denvil was single, and in his mid-twenties, Louie was in his mid-thirties, with a wife and child back in Jamaica. They were both extremely polite and professional throughout the time we spent with them.

Once we were all comfortable and seated at the poker table inside the quiet resort game room, I began to ask some milder questions first…”So, why did you two decide to leave your lives in Jamaica and come to the tiny Island of Little Cayman to work?” Louie replied “The money I make here is worth much more back home in Jamaica. I have a wife and child to take care of. The job opportunities in Jamaica just are not there. I cannot make good money in Jamaica. I am working here for my family, so that they are taken care of.” Denvil interjected with “I’m here for the job opportunity, and the ability to learn, move up in my career, and the chance to travel.” “What are your job titles here?” I asked. Louie replied with “I do a little bit of everything, I act as waiter, host, clear tables, help the kitchen staff, and whatever else is needed of me.” Denvil said “I am a chef here.”

We took a short break while my travel companion fetched us a few drinks from the bar at the resort. After a sip of my somewhat watered down rum punch, I said “I understand that it’s quite dangerous in Jamaica, where could we go in Jamaica where it would be safer?” At this, both men seemed somewhat offended, and took great efforts to make it clear that Jamaica is not entirely the unsafe place many think it is. Louie stuck his chest out and said “You come to Jamaica and have me with you as a guide, nobody would bother you, because you are with a Jamaican.” At any rate, Louie continued with ”The safest places to go are Negril, Ochos Rios, Montego Bay, as well as a few other spots. However, DO NOT go to Kingston, even the Jamaicans avoid Kingston because it is a very violent, dangerous place. We Jamaicans hate that our country has been labeled as such a dangerous place... Don’t be mislead by the negative rumors about Jamaica. “Denvil piped up and said “I was born in Jamaica, but grew up in Canada and am a Canadian citizen.” I could see that Denvil had a Canadian “air” about him. Denvil did not have the Jamaican lilt that Louie possessed. I knew there was something different about Denvil. Conversely, Louie then told us a story about a shooting incident and how gunshots are all too common in Jamaica. He explained that the bad things happen in only certain places, usually the bigger towns/cities. Violence is not at all common in the more rural areas.

At this point, I decided to start asking the harder questions. “So how are you all able to afford to live on this expensive little island when surely rent on this island is so unaffordable?” Louie replied “The resort has apartments for us, and they charge us a reduced rental rate. Most of us live on property here, with some of us living in the apartments across the street, and some living in the apartments behind the gift shop at the resort. Some of us pay only $100 a month in rent, while others have to pay $300 a month.” “That doesn’t seem quite fair to me“, I said. “It isn’t, he said.” Denvil threw in “I pay $200 a month for a tiny space with a small bed.” Denvil described his accommodations as not much larger than what a lower level cruise ship employee might have. I got the impression that those on staff who were Canadian, or were from any other country besides Jamaica, were receiving better housing at cheaper rental rates from the resort management/owners.

Louie explained that the Cayman government is beginning to refuse work visas from Jamaican applicants because the Cayman government seems to believe that crime has increased as a result of the influx of Jamaican resort workers. However, the Canadian woman running the gift shop at Little Cayman Beach Resort said “The Cayman government is also refusing work visas from Canadians now as well. I think they are getting tired of seeing primarily applicants from Jamaica and Canada only, and want some new blood in the Caymans. I tried to get my Jamaican boyfriend into the Caymans for work; his visa was refused.” No matter which way you slice it, it appears the Cayman government is getting quite picky about who it will allow into the country to work.

To lighten the mood a bit, I asked “So what are the favorite traditional foods of Jamaicans?” Louie smiled and answered wistfully “Mmmmm, curried lamb, hominy (grits), roasted breadfruit, Jamaican oxtail, fried plantains, boiled plantains, peas and rice, sweet potatoes and many other tings.” I love the way Jamaicans pronounce “things” as “tings.” Louie went on to describe the manner in which some of these foods are prepared. He also told us that “In Jamaica, no one minds if you pick fruit from their tree or vine. Everyone does it, and no one minds at all, it’s the Jamaican way.”

The distance to Jamaica from the Caymans is only 300 miles, so Louie is able to fly home to see his family about twice a year. Though Louie did complain that airfares to Jamaica were very difficult for him to manage.

One ting is for sure, the Jamaican food is working its way readily into the Caymans, as we saw several of the Jamaican dishes Louie described on the buffet at Little Cayman Beach Resort, especially in the mornings. It kept breakfast interesting. Surely, our chef Denvil had a hand in preparing these dishes. I think sprinkling some Jamaican food and reggae into the Cayman islands is actually quite a wonderful thing.

Louie has been working on the island for this resort for many years and plans to stay for a few more, while Denvil has only been there for 2 years. Denvil seems content, but somewhat bored.

On our final day, Louie and Denvil prepared some special plantains for our last morning at the resort. They both saw us off the morning of our departure. Talk about personalized service! They were so polite, so kind, it would be hard to think of Jamaicans or Canadians as anything but wonderful people.

In sum, while things for the Jamaicans and other foreign workers here may be somewhat difficult (tiny rooms in which to sleep, long work weeks, and being homesick), overall, they seem to be happy. It’s too bad that the Cayman government does not see what a wonderful addition to their country Jamaicans have become.

Monday, November 12, 2007

Air Canada Flies Direct to Grand Cayman

Beginning Friday December 14th, Air Canada will be flying four times weekly to Grand Cayman. 

The new take off days are Fridays, Saturdays, Sundays, and Wednesdays.  High season begins in Grand Cayman on December 14th, and lasts until April 2008. 

As long as you are flexible with your flight dates you can fly non-stop and round-trip for under $800 CDN on average.

Wednesday, November 7, 2007

Ritz "DeckHouses" offer privacy and luxury


The first new product at The Ritz–Carlton, Grand Cayman available for purchase by the public went on sale recently.

The DeckHouses at The Ritz–Carlton, Grand Cayman will offer a
combination of luxury and privacy unprecedented in the Cayman Islands. Vice President Sales and Marketing David Camp said the design of The DeckHouses represents the best features of resort living.

“We went on a tour to see what the best Caribbean resorts had to
offer,” he said. “We noted what the common characteristics each had and why we liked them the best.”

After returning from the trip, the group members talked about what they liked best about each of the resorts. Mr. Camp said the group members’ favourite resorts all had some kind of water element; they all had lush tropical vegetation; they all offered a feeling of exclusivity and privacy; and they were built with
natural, timeless materials like natural woods and stone. The combination of the group’s favourite parts from their favourite resorts spawned the concept for The DeckHouses.

“We believe there is nothing like this in the world,” Mr. Camp said. “I have seen what the Caribbean offers in terms of luxury and there’s nothing that compares to this.”

The DeckHouses will sit on the peninsula that holds the current
driving range for the Blue Tip golf course. The peninsula will be
carved out to create a series of private lagoons and private beaches. The materials excavated in creating the lagoons will be used to create a rolling topography on the peninsula. The entire peninsula will then be densely landscaped to create a sense of privacy between the 19 homes. Underground utilities and gas–flame lampposts will enhance the natural beauty of the area.

The three–storey DeckHouses themselves will offer a well thought out combination of spaciousness, luxury, views and amenities. All together the main house and guesthouse cottage combined will offer nearly 6,400 square feet under roof, with five bedrooms and 4 and a half bathrooms. A boathouse – complete with an Italian–made Riva boat as part of the package – will be connected to the main house.

“The boat is literally part of the home, almost like a piece of art,” said Mr. Camp. Other parts of the purchase package include golf cart and an automobile – something like a BMW or a Land Rover Defender – Mr. Camp said. The homes also come fully furnished.

The foundations of the DeckHouses will be built at 6.5 feet above
sea level – giving the homes protection from storm surge – and the second floor level will be at 18.5 feet, while the third floor will be at 32.5 feet, Mr. Camp said. The second floor will be ringed with windows and glass doors and 270 degrees of decking suitable for entertainment.

“There will be phenomenal views,” said Mr. Camp. The DeckHouses will function as more than just a home. “[The DeckHouses] will be Ritz–Carlton branded and offer Ritz–Carlton service,” Mr. Camp said, adding that owners and guest will
be able to sign up for full butler service, including private chefs,
and their own personal concierge.

The prices for the Deckhouse homes range between US$3.5 million and US$5. Purchasers who don’t want the fully loaded package can get a lower price point. Mr. Camp said he expects The Deckhouse project to sell quickly. “There are 19 lucky people out there who are going to say ‘yes’ to the DeckHouses,” he said, adding that it is hoped that Cayman Islands residents will also want to take advantage of the opportunity to own and live at one of the DeckHouses.

“The DeckHouses may not be for everyone, but one thing I can confirm is that they represent the most unique and genuine ownership opportunity in the Caribbean, exploiting the best of all the experiential elements a family could want while doing it in style.”

Saturday, November 3, 2007

HOT MAZDA MIATA FOR SALE

BY March 2008

No Ivan or Dean damage. Available now, selling a 1991 silver Miata with an intact black convertible rooftop, power windows, and flip up head lights. ONLY 79,000 MILES! Runs like a dream, and properly maintained. Extras include chrome rims, low profile tires, and 300watt cd/mp3 sound system. 5 speed manual transmission (on right side).

$900 USD as is (negotiable).

Serious inquires only, email the owner miata.4gw@gishpuppy.com


Friday, October 26, 2007

Cayman Net News Keeps it Real

Following a written complaint by Cayman Net News to the Office of Complaints Commissioner (OCC), the newspaper’s Publisher and Editor-in-Chief Desmond Seales was interviewed by the OCC on Monday.

Net News filed a formal complaint to the OCC on Wednesday, 26 September, detailing an alleged abuse of power by Minister of Tourism Hon Charles Clifford and the Chief Executive Officer of Cayman Airways (CAL) Patrick Strasburger.

The OCC, headed by Complaints Commissioner Dr John Epp, interviewed Mr Clifford on Wednesday, 3 October and took a statement from him.

The OCC has also taken steps to secure the relevant documents in the possession of Cayman Airways, the National Flag Carrier.

Further, under Section 8 of the Complaints Commissioner Law, Dr Epp appointed forensic accounting experts Krys and Associates to review relevant documents and attempt to determine an accurate financial position between CAL and Net News. Krys and Associates will also examine the documents secured from CAL.

The results of the probe are expected shortly.

The thrust of the complaint was CAL’s suspension of airfreight services to Net News to prevent the delivery of the newspaper, because it contained unflattering news reports on Minister Clifford and Mr Strasburger.

The airfreight service is used to transport the newspaper from its printers in Miami to Grand Cayman and on to Cayman Brac and Little Cayman.

Additionally, the OCC is presently conducting an independent investigation into the price gouging allegations surrounding CAL’s ticketing operations on the eve of Hurricane Dean in August. The allegations have resulted in considerable public debate and concern.

Besides the alleged price gouging, the OCC is also looking into CAL’s pricing policy, price adjustment process, ticket sales and distribution policy, customer complaint process and the explanation that the ticket-pricing problem arose from a “computer glitch”.

It is understood that interviews pertaining to this matter is ongoing, including with CAL staff in Miami.

Monday, October 22, 2007

Dengue Fever Cover Up Claimed

The Health Services Authority and Department of Public Health is embroiled in controversy over claims about whether there were cases of dengue fever on Grand Cayman.



Last Tuesday, Acting Director of Public Health, Dr. Anna Matthews, told the Caymanian Compass there were no cases of dengue fever being treated at the hospital, but said there had been one suspected case that was later ruled out.
The following day, the HSA issued a dengue fever alert stating that there were “currently no known active cases in the Cayman Islands.”
But on Thursday night, Leader of the Opposition McKeeva Bush went on Radio Cayman, questioning why the Public Health Department was claiming there were no cases of dengue fever on the island, when they had confirmed to him that they were treating cases of the dangerous disease.
“It was very tongue–in–cheek to say the least, if not disingenuous, to say there are currently no known active cases in the Cayman Islands. That simply cannot be true,” said Mr. Bush.
Mr. Bush’s statement forced the HSA to issue another press release Friday morning admitting that it had “become aware” of one confirmed and two suspected cases of dengue fever in people that had recently returned from countries with dengue fever.
On Friday, Director of Public Health, Dr. Kiran Kumar – who was at a conference in Canada last week – said the Department of Public Health knew on Monday, 15 October of the one confirmed and two suspected cases, and had immediately passed that information on to the Mosquito Research and Control Unit and other governmental agencies.
The patient with a confirmed case of dengue fever recently travelled to Nicaragua, Mr. Kumar said, while the two patients with suspected cases had recently visited Jamaica. Like many other Caribbean and Central American countries, Jamaica and Nicaragua are experiencing one of their worst dengue fever outbreaks in years.
Two of the affected patients remain on island, while one, who was visiting Cayman, has returned to Jamaica.
Speaking from Canada, Mr. Kumar – who has a track record of openness with the media about public health issues – said he was not sure if there had been a communication mix–up.
“When I heard about the press release saying there were no known cases in Cayman, as soon as I heard, at 1am (Friday morning), I woke up and wrote the press release to correct that.
“We are not here to hide anything. There might have been an error made and yes I take responsibility if somebody in my department made that error, but I don’t think it was intentional.”
On Friday, Mr. Bush questioned whether the public had been put in danger by what he described as an HSA cover–up.
“The [Aedes aegypti mosquito] is here and [the infected patients] could have passed this on and no public alert went out.
“The public should have been alerted to it earlier so they could take necessary precautions,” he said.
Mr. Bush claimed the Public Health Department had told him it first became aware of a suspected case of dengue fever 4 October.
“Yesterday was the 18th. That gave them two weeks past when the Public Health Department first were notified about it.”
Mr. Kumar said it could take between seven and 10 days for lab analysis in Miami to confirmed suspected dengue cases.
But Mr. Bush said he suspected a whitewash.
“I think they have lied to the media and they have lied to the public,” he said.
On Friday the MRCU confirmed it had stepped up efforts to control the Aedes aegypti mosquito.
MRCU Director Bill Petrie said, “Immediately upon receiving the news from Public Health we mobilised crews to treat the areas near the homes of the patients and to investigate the surrounding neighborhoods for potential breeding sites of the mosquito.” The main areas of operation include West Bay and South Sound.”
MRCU crews are concentrating their efforts in the neighborhoods of the patient’s homes and in areas of the island where Aedes aegypti numbers are known to be high. Crews are applying granules and spraying insecticide near residences in order to reduce numbers of the mosquito as well as collecting samples for identification and research.
Mr. Petrie said the Cayman Islands is at a heightened risk of dengue fever due to high densities of the Aedes aegypti mosquito on some parts of Grand Cayman and are keenly aware of the risk posed by residents and visitors returning from areas where there are outbreaks of dengue fever.
The news of dengue fever cases being treated in Cayman comes as parts of the Caribbean and Latin America are reporting some of the worst outbreaks of dengue fever in decades.
So far this year, 643, 123 cases of dengue fever have been recorded throughout the Caribbean and Latin America and 186 people have died as a result.
Although dengue fever is not endemic to Cayman, Hurricane Ivan in 2004 spawned a 1,300 per cent increase in the population of Aedes aegypti mosquitoes, a potential dengue fever vector. Aedes aegypti breeds predominantly around houses and is a day–biting mosquito.
Mr. Petrie said the public has a vital role to play controlling Aedes aegypti by reducing standing water in their yards where the mosquitoes breed and larvae develop, by turning over buckets, draining plant pots and unblocking guttering.
FYI
Dengue fever symptoms include a sudden onset of fever, with severe headache, muscle and joint pains, usually four to seven days after the bite of an infected Aedes aegypti mosquito. Many patients may also develop nausea, vomiting and bright red rashes on chest, arms, legs, and face.
However, in milder cases, symptoms can be misdiagnosed as the common flu, said Dr. Kumar in the press release.
Dengue fever cannot be transmitted from person to person, but Aedes Aegypti mosquitoes can transmit the disease to healthy people after biting someone infected with the disease.
There is no vaccine or treatment for dengue fever.

Saturday, October 20, 2007

Things to do in Cayman

Things to do in Cayman Islands -

CRUISE SHIP VISITORS start here with a map of Grand Cayman. You have a limited time on your port of call so make it worth while.

Cayman Islands attractions
Cinema, Museum, Gallery, Castle , Botanic Park, Hell, Stingray City, Turtle Farm, Rum point Ferry, Beaches, Diving, Fishing, Boats Trips





Grand Cayman Cinema



The Cayman cinema is located in Grand Cayman across the butterfly farm in the Marquee center close to Cafe Del Sol Coffee place: Most weekends has a matinee that starts at $5. If you would like to see the weekday show the first cinema has 2 show times: 7pm and 9:15pm , the second cinema also has two show times: 7:30 and 9:30. The cost for the weekdays is $8.



Cayman Islands National Museum



The Cayman Islands National Museum is the most historical museum in Grand Cayman , Cayman Islands. This Cayman museum was once the Old Court Building, the museum then developed in to the most nostalgic place on the Island . The great thing about this museum is that it shows Cayman's Heritage over the years.



Grand Cayman - Prentice Powell's Museum



Although very small, the Grand Cayman - Prentice Powell's Museum is very amazing. It is filled with unique artifacts with exciting stories behind them. For more information call 949-3477



The National Gallery of the Cayman Islands



Located in the Harbour Place in George Town facing the Ocean, the National Gallery of the Cayman Islands is a wonderful museum for the whole family to enjoy. Membership ranges from $25-$500; it depends on the package you get, however admission is free to the public. They are known for their art as well as children exhibits, so while you are looking at beautiful art with your spouse your children can have at the same time.

For more information call 945-8111



Grand Cayman - Esteban Gallery Limited



The Esteban Gallery Limited is an art gallery where people can enjoy the works of Horacio Esteban as well as local art. The gallery is situated on the last floor of AALL Trust and Banking which is located on Fort Street. For more information call 345-947-2787 .





Pedro St. James Castle



Pedro St. James Castle is located in Savannah, Grand Cayman. It is open from 8:30am-5:00pm everyday. The show starts an hour before 10:00am to 4:00pm. Admission tickets include $8/adult and $4/children that are 6-12 years old.



Queen Elizabeth II Botanic Park



Located on Frank Sound Road in the east end direction of Grand Cayman, the Botanic Park is a great place to enjoy nature. It opens 9am and closes at 5:30pm. The last tour is at 4:30pm. Admission Tickets are $6/adult and $3/children from 6-12. If you have a child that is under 6 years old there is no charge. The park is named after Queen Elizabeth, because when she came here 1994 she opened it herself!



Hell



Hell is a very beautiful place. Hell, is an area of Grand Cayman that was once under water. The limestone deposits are from the coral that had inhabited that area. A bacteria attacks the dead coral (limestone) and turns it black. So, what one sees is lots of black jagged rocks that kind of look like brimstone. In the distance the Mangrove trees have started to take over the area about 200-300 yards away from the Hell stone. Very Pretty and unique. If you visit Grand Cayman go to Hell.



Stingray City



Stingray City is Grand Cayman's most famous underwater attraction, a curiosity in the shallows of North Sound. Stingray City and the nearby location known as Sandbar offer the world's only opportunity to swim with more than two dozen wild Atlantic Southern Stingrays which seem comfortable in the company of humans. Its name may suggest a commercial, man-made marine life theme park, but Cayman's Stingray City is entirely natural, an aquatic phenomenon which delights thousands of visitors each year.



Cayman Turtle Farm



Everything about turtles! From a wealth of turtle educational, scientific and conservation information to Turtle Farm: The turtle farm is open everyday from 8:30am to 5pm. All Tours are self-guided and only take about 30-35 minutes. Tickets are $3/kids 6-12 and $6/adult. For more information call the information center at 345-949-3894



Cayman Rum point Ferry



Ferry going to Rum Point: Tickets are $8 for adults and $5 for kids. For the ferries schedule call 949-9098. The large 2 decker ferry seats about 150 people. It takes about 40 minutes to reach to Rum Point.



Grand Cayman Beach



1. Seven Mile Beach: The seven mile beach is located north of George Town. It is called Seven Mile Beach because it is literally seven miles long!
2. The public beach is located on the seven mile beach. There are cabanas available so you can have a picnic then maybe go for a swim.
3. Cemetery Beach: is a little further north from the Public Beach . This is a great beach for snorkeling as it is 5 minutes off shore
4. Smith's Cove: this small public beach is great for picnics and snorkeling.







Cayman Helicopter



If you want to really enjoy the birds eye view of the Grand Cayman and sister islands and you are not scared of flying you ought to see he island from up above! the best way to do that is to go on a helicopter ride by Jerome Begot. Contact him at 943-4354



Sports:



Triathlons in Grand Cayman, Cayman Islands



* The HHH Cross Island Relay
* The Cancer Society half Marathon
* DHL Duathlon
* The Caymanian Compass Full Run
* Bank of Butterfield's St. Patrick's Day Run
* Dashing through sand
* Flowers 1 mile sea swim organized by the famous Frank Flowers
* The Bank of Butterfield Triathlon



Running in Grand Cayman, Cayman Islands



If you are interested in joining a running club call:

* Stock Exchange: 345-945-6060
* World Gym: 345-949-5132



Cycling in the Cayman Islands



All cyclers meet at Grand Harbour Shopping Center at 6:30 in the morning and normally cycle 18-25 miles!



Dance



Dance: The following places are for dance:

* Fitness Connection: The instructors name is Linda Rayner.
* Mrs. Jackie's school of dance: They teach Rosette Ballet, classical ballet, jazz, Pointe class, Pilates, tap, and theater and craft. They also have professional training. For more information call: 345-949-7296
* Motions Unlimited: teaches jazz for kids 6-16 ages and adults!
* Barnes Dance Academy: teaches jazz, creative movement, and modern dance for ages 2-14 as well as adults





Gymnastics in Grand Cayman



Motions Unlimited: If you are interested in Gymnastics, then Motions Unlimited is perfect for you. The cost is $25/ session Monday-Friday. There are also Friday and Saturday night activities that include gymnastics and a snack. For more information call 345-949-8365





Gym and body building



There are several gyms in the Cayman Islands such as Fitness Connection, Gold's Gym, World Gym and the Powerhouse gym. Memberships start at about $250. All gyms offer weight training, and exercise machines



Cayman Football



There are 10 football teams for men and 6 football teams for women. For more information on football you need to contact the Cayman Islands Football Associations at 345-949-5775



Gaelic Football



Since there are many Irish people the Cayman Islands has adopted the Irish football game, and the great thing about it is you don't need to be Irish to join any nationality is welcomed. For additional information call 914-5762



Cayman Golf Courses



* Britannia Golf Club: 345-949-1234
* The Links at Safehaven: 345-949-5988: 18 hole par 71 golf course
* Sunrise Family Gold Center: 345-947-4653: Infamous "Golf Social"- tickets are $25





Badminton



If you like to play Badminton then you should go the Kings Sport Center. It is $10/ person. The best time to come is around 5-6pm on either weekdays or weekend. The island also has a badminton association, where you can play with your friends. For more information call 949-3322



Squash



The Cayman Islands squash association is called Caysra Squash Club. The best thing about Caysra is that they really help you with your game. You can rent a court by the hour at Kings Sport Center. The cost is $10/person.



Rugby and Tennis



The Rugby Club (345-949-7960) located in South Sound is a great place for people to learn rugby. If you are interested in tennis then the Cayman Island 's Tennis Club located in South Sound is the place for you. Children of all ages are welcomed. The have a great after school program. For more information call 345-949-9464



Swimming



Swimming: One of the major attractions of the Cayman Islands is the swimming. If your child wants to learn how to swim you should send them to the Fitness Connection. The Fitness Connection is located in South Sound. Children as young as 3 months old are welcome for swimming lessons. For more information call 345-949-8485 or email them at fitcon@candw.com



Horseback Riding

If you like horseback riding then you can go to the Equestrian Center. If you want public lessons it costs $45/per person but if you prefer private lessons they can be arranged for $50/per person. Besides lessons there is also a stable with exotic horses which you can help groom.



Karate

If you want to learn karate there are two schools they can go to:

* The Purple Dragons School of Martial Arts: The Purple Dragons School of Martial Arts located inside the gold's gym is a great way for you to learn self defense and most importantly self-discipline. At the Purple Dragons School of Martial Arts they teach Don Jitsu Ryu. Afternoon as well as weekend classes are available. The first class is free and if you like it then you can enroll for classes. For further information you can contact them at 345-949-5132
* Olympic Martial Arts Center: Olympic Martial Arts Center is situated on Smith Road, where most schools are. At the Olympic Martial Arts Center they teach Taekwando as well as Judo. Classes are available daily for adults. Classes run about $70/month. For more information you can contact them at 345-949-5425 .

Kayaking



Kayaking Adventures is great to contact for kayaking because of their reasonable prices such as $25/resident person. You can contact them at 926-1234



Yoga



* Body Works: 345-945-6485, they specialize in Hatha Yoga, Yinyasa Yoga as well as Restorative Yoga
* The Yoga Nook: 345-926-8245, they specialize in Lyngar Yoga



Cayman National Choir



If you are interested in the Cayman National Choir you need to contact Sue Horrocks at 345-947-8139. Meetings are held at the George Hicks High School every Monday at 7:40, no audition is necessary



Cayman National Orchestra



If you are interested in the Cayman National Orchestra you need to contact Sue Horrocks at 345-947-8139. Meetings are held every Wednesday from 7pm-9pm at Cayman Prep and High School.



Cayman Diving



If you are a BSAC member you can enjoy the boat trips they do every weekend. The cost is $10 but it can change at any time. Only BSAC members can enjoy these trips.







North Sound Boating



North Sound Boating Trips depart daily either half a day or a full day. The stops include stingray city, the Sand Bar, Coral Gardens , Barrier Reef and Rum Point for lunch. Costs are $30/half day or $50/full day



Fishing Trips



Many companies can organize fishing trips for you. A private vessel ranges from $300 to $1500/day. The following companies might help you in your search.

* Just Fish'n: 345-916-0113
* Captain Asley's: 345-949-3054

Friday, October 19, 2007

Little Known Immigration Law May Impact Residents

A little known section of the Immigration Law will have a big impact on residents who were born in Cayman between 27th May 1977 and 1st January 1983.

They may have to apply to the Chief Immigration Officer for the right to be Caymanian.

This part of the law is for residents who were born in the Cayman Islands but whose parents are not Caymanians.

The deadline to apply for the right to be Caymanian is 21st December 2007.

Passenger "Reid" Delivered Cayman Airways Baby

Cayman Airways staff did NOT help in baby's airline birth!




Nineteen year old Shellesha Woodstock is overjoyed that her baby daughter,
Lateisha Julene Clarke is out of hospital and reunited with her.

Denise Reid, a passenger onboard Cayman Airways Ltd’s (CAL) flight 600 on Tuesday, 2 October, disclosed that Shellesha Woodstock received very little help with the birth of Lateisha Clarke.

The eyewitness alleged that contrary to media reports, spurred on by CAL officials, Ms Woodstock was mainly responsible for the delivery of her daughter in midair.


"They (the flight attendants) did nothing. She had the baby by herself,” Ms Reid said, two weeks after CAL said three flight attendants assisted Ms Woodstock in the delivery.


The 19-year-old woman gave birth after her water broke 29 weeks into her pregnancy in Grand Cayman.


According to CAL’s press release of 2 October, the crew “went into action to provide as much comfort as possible”.


“The other members of the crew acted superbly and we are proud that we were able to respond the way we did,” the press release continues.


CEO Patrick Strasburger is quoted as saying he was proud of the team, “who acted swiftly and professionally. We have invested a lot of time and money training our crew so that they are ready to deal with situations like this.”


In a statement issued on Thursday, 11 October, Minister of Health Hon Anthony Eden said, “Credit must be given to the staff of our national airline for their tremendous response.”


However, Ms Reid tells a different story. According to her, she was sitting in the same row as the couple (Ms Woodstock and her partner, Laflin Clarke), across the aisle. Soon after the flight was in the air, Mr Clarke beckoned for Ms Reid to come to his assistance. She moved to sit in his seat and Ms Woodstock lay down in her lap.


Ms Reid said that Ms Woodstock was in great discomfort, so she rubbed her shoulders. Then Ms Woodstock said, “It’s coming, it’s coming” followed by “take my pants off”. Ms Reid took off Ms Woodstock’s pants and wrapped her in a blue blanket from the waist down.


After a short while, Ms Woodstock changed her position, putting her head in Mr Clarke’s lap and her legs on Ms Reid’s lap.


Meanwhile, the flight attendants had been alerted to the situation and they prepared an area with blankets and pillows at the front of the plane.


However, Ms Reid alleged that they did not assist with the birth and she was surprised upon hearing of the publicity given to the CAL flight crew without any mention of her assistance to the baby’s mother.


Ms Reid explained that she and Mr Clarke moved Ms Woodstock to the front of the plane. When they placed her on the floor, she saw the baby’s head and told one of the flight crew, who in turn alerted the pilot that the birth was imminent. She said Ms Woodstock delivered her baby unaided.


It was at this point that the pilot decided to divert the plane to Montego Bay instead of heading directly to Kingston as scheduled.


Once the baby was born, Ms Reid wrapped her in an item of clothing from the carry-on bag the parents had taken aboard.


Although one of the CAL staff held the baby’s back while the plane was landing, Ms Reid believes the airline personnel appeared ill-equipped to handle the emergency.


Mr Clarke was extremely appreciative of Ms Reid’s assistance.


“She was of the greatest help. She comforted her when she was in great pain,” he said.


The flight was met by an ambulance in Montego Bay, which took the parents and baby to Cornwall Regional Hospital, while the flight continued on to Kingston.


According to Ms Woodstock, baby Lateisha is slightly jaundiced and may have kidney problems due to premature birth. She is, however, finally out of hospital.


The Jamaican Consulate in Grand Cayman has launched an investigation into the matter.


“The Consul is deeply concerned about the decision taken by the [Cayman Islands] Health Services to authorise Ms Woodstock to travel on a commercial flight while she was in labour,” said Consul Robert Hamaty.


Minister Eden took a very serious view of the matter, promising, “I am requiring a full investigation into the matter, using external, independent sources.”


He added that the Superintendent of Health Insurance has also initiated an investigation into matters related to Ms Woodstock’s health insurance coverage.


The issue is being hotly debated in Cayman, where the parents are residents, as well as in Jamaica, the couple’s birthplace.

Wednesday, October 17, 2007

Health Insurance Coverage Inadequate in Cayman




Several recent incidents, including the serious injury and eventual death of an uninsured man, have underscored problems with the Cayman Islands’ mandatory health insurance scheme.


In addition, the Grand Court trial of Godfrey Bowen and Air Tech Corp. Ltd. started Monday. They have been charged with failure to effect and continue standard health insurance.


Edwin “Eddie” Edwards, who died from injuries sustained when the commercial bus he was driving crashed into a tree, had no health insurance. One of his employers, Dadford Dixon, said Mr. Edwards had paid the premiums for the insurance for the first couple of months, but he then let it go.


“He said he didn’t want to pay it,” Mr. Dixon was quoted as saying last month.


Because he did not have insurance or a $130,000 deposit, Mr. Edwards was unable to go to Jackson Memorial Medical Center in Miami, a level one trauma centre, and instead had to go to University Hospital in Kingston, Jamaica.


He died nine days later.


There have also been questions raised whether Kaloyan Kisyov, a 20–year–old employee of Action Watersports who recently broke his neck on the job, and whether 19–year–old Shellesha Woodstock, who gave birth on a Cayman Airways flight to Kingston, had health insurance. Superintendent of Insurance Mervyn Conolly said the HIC was looking into both cases.


Mr. Conolly pointed out that health insurance is not an option for employees.


“Section 5 (2) of the Health Insurance Law states that it is the responsibility of the employer to effect and continue, at a minimum, the Standard Health Insurance Contract 1.”


Employers, not employees, are required to make the premium payments for the cost of the health insurance, but they are allowed by law to deduct 50 per cent of the premiums paid from the employees’ earnings, Mr. Conolly said.


Although Mr. Edward’s employers paid $15,000 for the air ambulance and another $1,500 for an in–flight doctor, they are now liable for any medical expenses relating to the injury that would have been covered by insurance if he had it, as is set out in Section 12 of the Health Insurance Law.


“If the employee has uninsured medical expenses because of failure or neglect of the employer to provide health insurance for his employee, then the employee or his estate, where the person dies as a result of the injury or illness while he was employed, is entitled to recover from the employer any benefit which would have been covered under the [Standard Health Insurance Contract 1),” Mr. Conolly said.


In the Grand Court case concerning Air Tech Corp, it is not only alleged the company failed to take out insurance for an employee, but that it also deducted from the employee’s wages 50 per cent of the cost of health insurance anyway.


Some employers do not realise they had to have health insurance for their employees, but Mr. Conolly said ignorance of the law was no excuse.


All employees, whether they are on a full work permit or temporary work permit, are required to be under the policy of an approved insurer within 15 days of commencing work.


“The law makes no exceptions,” Mr. Conolly said, noting that some employers get confused because they are not required to pay pensions for people on temporary work permits, and they aren’t required to enrol foreign employees into the pension play until they’ve been on working on the island for nine months.


Mr. Conolly said he was aware that sometimes the insurance providers can take longer than 15 days to process the application.


“In those cases, where there is a claim for uninsured medical expenses before the effective date of cover under the contract, the Commission could investigate and determine, based on the facts, who had responsibility for the delay or failure to effect the health insurance coverage for the employee,” he said.


In addition to the employees, any unemployed spouses and school–age children of the employee must also be provided with health insurance. Although employers are responsible for ensuring these dependents are insured, they are entitled to deduct all of the additional cost to insure the dependents from the employee’s pay.


Mr. Conolly said employees who are refused insurance coverage because of a pre–existing condition can obtain coverage automatically through CINICO, the government–owned insurer.


In some cases, employers have taken out health insurance policies on employees but allowed them to lapse. Because of that, Mr. Conolly said many employed people only find out they don’t have health insurance when they actually try to use it


When policies lapse, as opposed to being cancelled when an employees leaves the company, the insurance provider is required by law to advise the Health Insurance Commission.


Most of Cayman’s approved health insurance providers are vigilant in advising the HIC of lapsed policies, but Mr. Conolly said a couple of them are not.


Mr. Conolly said the HIC knows there are a number of employees that are uninsured in the Cayman Islands. Latest figures supplied to the HIC indicate there are approximately 46,239 people insured, including those covered by CINICO, Mr. Conolly said. Depending on the source, the population estimate for the Cayman Islands is between 52,000 and 55,000.


In efforts to discover which employers aren’t insuring their employees, the HIC has had some recent meetings with Chief Immigration Officer Franz Manderson to discuss ways of ensuring foreign nationals who get work permits have health insurance.


The HIC also pays random visits to businesses to check health insurance enrolment of employees. Mr. Conolly said he hopes to hire another insurance inspector so more of these random visits can take place.


With health insurance suddenly at the centre of several news stories, a very timely event will take place next week.


The Cayman Islands Insurance Association will hold a conference on the topic of health insurance beginning next Wednesday. The conference will take a look at the mandatory health insurance scheme ten years into it.


Slated to speak at the conference, among others, are Minister of Health Anthony Eden; HSA Action CEO Lizette Yearwood; Cayman Islands Legal Department’s Legal Senior Legal Counsel Trevor Ward; and HIC Chairperson Suzanne Bothwell.